Every cent would go to Kiva.org!!!
Reading a few of the responses for this question I am seeing a lot of this: “10k is not enough”, “well I could use that myself”, “I would donate it all”. That last one is good but still I want to yell at these people, there is a great option out there that can continuously change the world over and over with just 10k!!
Kiva.org is not a charity, it is a place to invest in changing the world. You give people in poorer countries money to start up a business or something and they have to pay you back. Not right away of course, but as they earn and grow. See? Your helping the world by giving out that 10k and then getting it back to give out again… and again, and again, and again…. you get the idea. 😛
There are great options out there! Do a bit of research and really help out rather than just “throwing money at it”!!!